The true cost of exchanging money
Everyone shows the mid-market rate. Almost nobody shows the spread — the real gap between buy and sell prices, and the markups that turn it into your cost. Here it is, live.
76 live markets · median spread 0.024% · tightest 0.000%.
Interbank spread vs. what you are usually charged
The real market spread is tiny. The rest is markup added by whoever exchanges your money.
Typical illustrative ranges, not live quotes — real markups vary by provider, amount and currency.
Real bid/ask spread by pair, tightest first
Straight from the live market feed — the genuine buy/sell gap, updating every few seconds.
| Pair | Mid rate | Spread | Spread % |
|---|---|---|---|
BTUS BTC/USD |
82,642.70 | 0.01000000 | 0.000% |
ETUS ETH/USD |
2,428.44 | 0.010000 | 0.000% |
XRUS XRP/USD |
1.3125 | 0.0000400000 | 0.003% |
USTR USD/TRY |
49.5524 | 0.00173000 | 0.003% |
EUUS EUR/USD |
1.1191 | 0.0000400000 | 0.004% |
USEU USD/EUR |
0.8936 | 0.0000400000 | 0.004% |
EUGB EUR/GBP |
0.8407 | 0.0000500000 | 0.006% |
GBUS GBP/USD |
1.3311 | 0.0000900000 | 0.007% |
INUS INR/USD |
0.0105 | 0.000000780000 | 0.007% |
EUAU EUR/AUD |
1.6055 | 0.000120000 | 0.007% |
GBEU GBP/EUR |
1.1895 | 0.0000900000 | 0.008% |
USJP USD/JPY |
158.1520 | 0.012000 | 0.008% |
XAUS XAU/USD |
4,176.48 | 0.350000 | 0.008% |
USCN USD/CNY |
6.6912 | 0.000600000 | 0.009% |
EUJP EUR/JPY |
176.9890 | 0.016000 | 0.009% |
USCA USD/CAD |
1.4100 | 0.000130000 | 0.009% |
GBJP GBP/JPY |
210.5210 | 0.020000 | 0.010% |
RUPL RUB/PLN |
0.0471 | 0.00000457000 | 0.010% |
USRU USD/RUB |
82.9007 | 0.00804100 | 0.010% |
EURU EUR/RUB |
92.7651 | 0.00900000 | 0.010% |
EUCA EUR/CAD |
1.5779 | 0.000170000 | 0.011% |
EUCH EUR/CHF |
0.9228 | 0.000110000 | 0.012% |
GBCA GBP/CAD |
1.8769 | 0.000260000 | 0.014% |
ARUS ARS/USD |
0.000658900 | 0.000000100000 | 0.015% |
HKPL HKD/PLN |
0.4978 | 0.0000800000 | 0.016% |
XAEU XAU/EUR |
3,732.00 | 0.640000 | 0.017% |
EUTR EUR/TRY |
55.4982 | 0.00967000 | 0.017% |
USCH USD/CHF |
0.8246 | 0.000150000 | 0.018% |
XAEU XAG/EUR |
51.3300 | 0.01000000 | 0.019% |
GBCH GBP/CHF |
1.0976 | 0.000220000 | 0.020% |
DKPL DKK/PLN |
0.5849 | 0.000120000 | 0.021% |
USNO USD/NOK |
9.4372 | 0.00200000 | 0.021% |
AUPL AUD/PLN |
2.7235 | 0.000580000 | 0.021% |
LTUS LTC/USD |
59.8870 | 0.013000 | 0.022% |
XAUS XAG/USD |
57.4375 | 0.012600 | 0.022% |
CAPL CAD/PLN |
2.7709 | 0.000610000 | 0.022% |
CNPL CNH/PLN |
0.5847 | 0.000139000 | 0.024% |
USKR USD/KRW |
1,332.62 | 0.320000 | 0.024% |
SGPL SGD/PLN |
3.0526 | 0.000740000 | 0.024% |
EUSE EUR/SEK |
11.1191 | 0.00270000 | 0.024% |
EUCZ EUR/CZK |
24.3263 | 0.00600000 | 0.025% |
EUNO EUR/NOK |
10.5611 | 0.00263000 | 0.025% |
TRPL TRY/PLN |
0.0788 | 0.0000200000 | 0.025% |
JPPL JPY/PLN |
0.0247 | 0.00000707000 | 0.029% |
EUPL EUR/PLN |
4.3721 | 0.00131000 | 0.030% |
CHPL CHF/PLN |
4.7382 | 0.00147000 | 0.031% |
HUPL HUF/PLN |
0.0121 | 0.00000382000 | 0.032% |
USPL USD/PLN |
3.9068 | 0.00124000 | 0.032% |
AEPL AED/PLN |
1.0638 | 0.000337700 | 0.032% |
NOPL NOK/PLN |
0.4140 | 0.000140000 | 0.034% |
ZAUS ZAR/USD |
0.0606 | 0.0000213600 | 0.035% |
BCUS BCH/USD |
278.6200 | 0.100000 | 0.036% |
GBPL GBP/PLN |
5.2005 | 0.00200000 | 0.038% |
SEPL SEK/PLN |
0.3932 | 0.000160000 | 0.041% |
ZAPL ZAR/PLN |
0.2369 | 0.0001000000 | 0.042% |
MXPL MXN/PLN |
0.2109 | 0.0000900000 | 0.043% |
USHU USD/HUF |
324.0520 | 0.139000 | 0.043% |
NZPL NZD/PLN |
2.2087 | 0.000950000 | 0.043% |
THUS THB/USD |
0.0298 | 0.0000141800 | 0.048% |
GBHU GBP/HUF |
431.3400 | 0.230000 | 0.053% |
PHUS PHP/USD |
0.0159 | 0.00000855000 | 0.054% |
BRUS BRL/USD |
0.1975 | 0.000117000 | 0.059% |
ILPL ILS/PLN |
1.2550 | 0.000780000 | 0.062% |
DAUS DASH/USD |
48.8910 | 0.033000 | 0.067% |
EUHU EUR/HUF |
362.6350 | 0.292000 | 0.081% |
XPUS XPT/USD |
1,648.34 | 1.520000 | 0.092% |
XPUS XPD/USD |
1,127.80 | 1.300000 | 0.115% |
MYUS MYR/USD |
0.2450 | 0.000300100 | 0.123% |
CZPL CZK/PLN |
0.1797 | 0.000269000 | 0.150% |
ROUS RON/USD |
0.2102 | 0.000441800 | 0.210% |
RSUS RSD/USD |
0.00953008 | 0.0000202900 | 0.213% |
BGUS BGN/USD |
0.6002 | 0.00460380 | 0.767% |
CLUS CLP/USD |
0.00102000 | 0.0000100000 | 0.980% |
ISUS ISK/USD |
0.00824945 | 0.000242540 | 2.940% |
UAUS UAH/USD |
0.0222 | 0.00134650 | 6.054% |
COUS COP/USD |
0.000314100 | 0.0000228000 | 7.259% |
Directly-quoted pairs from the live feed. A tighter spread means a more liquid, cheaper-to-trade market.
What is a spread?
The bid is the price buyers offer; the ask is the price sellers request. The difference is the quoted spread. A provider may use a different retail rate and charge separate fees. Compare the final amount for your specific offer; a reference-rate difference alone does not identify every charge.